:root{--ts-bg:#fafafa;--ts-bg-alt:#ffffff;--ts-text:#1a1a1a;--ts-text-secondary:#5a5a5a;--ts-text-light:#8a8a8a;--ts-accent:#1E3F80;--ts-accent-light:#2d5aa8;--ts-accent-dark:#152850;--ts-border:#e8e8e8;--ts-border-light:#f0f0f0;--ts-shadow:0 4px 16px rgba(30, 63, 128, 0.08);--ts-shadow-hover:0 12px 32px rgba(30, 63, 128, 0.15);--ts-shadow-lg:0 20px 40px rgba(30, 63, 128, 0.12)}*{margin:0;padding:0;box-sizing:border-box}html{font-size:16px;scroll-behavior:smooth}body{font-family:-apple-system,BlinkMacSystemFont,'Segoe UI','Roboto',sans-serif;background-color:var(--ts-bg);color:var(--ts-text);line-height:1.6}h1{font-size:3rem;margin-bottom:1rem}h2{font-size:2.2rem;margin-bottom:1rem}h3{font-size:1.3rem;margin-bottom:.75rem}.ts-wrap{background:var(--ts-bg)}.ts-container{max-width:1200px;margin:0 auto;padding:0 2rem}@media (max-width:768px){.ts-container{padding:0 1.5rem}}.ts-h1{font-size:2.8rem;font-weight:800;line-height:1.2;background:linear-gradient(135deg,var(--ts-accent-dark) 0%,var(--ts-accent) 100%);-webkit-background-clip:text;-webkit-text-fill-color:#fff0;background-clip:text;margin-bottom:1.5rem}.ts-h2{font-size:2rem;font-weight:800;line-height:1.3}.ts-h3{font-size:1.2rem;font-weight:700;line-height:1.4}.ts-kicker{font-size:.85rem;font-weight:700;text-transform:uppercase;color:var(--ts-accent);margin-bottom:1rem}.ts-lead{font-size:1.1rem;color:var(--ts-text-secondary);line-height:1.8;margin-bottom:2rem;font-weight:500}.ts-hero{background:linear-gradient(135deg,#ffffff 0%,#f8fafc 100%);padding:5rem 0;position:relative;overflow:hidden}.ts-hero__bg{position:absolute;top:0;left:0;right:0;bottom:0;background:radial-gradient(circle at 20% 50%,rgb(30 63 128 / .08) 0%,transparent 50%),radial-gradient(circle at 80% 80%,rgb(45 90 168 / .06) 0%,transparent 50%),linear-gradient(135deg,rgb(30 63 128 / .04) 0%,rgb(30 63 128 / .01) 100%);backdrop-filter:blur(6px);opacity:.92;z-index:0}.ts-hero__grid{display:grid;grid-template-columns:1.6fr 1fr;gap:3rem;position:relative;z-index:1;align-items:flex-start}@media (max-width:768px){.ts-hero__grid{grid-template-columns:1fr}}.ts-hero__panel{background:linear-gradient(135deg,#ffffff 0%,rgb(30 63 128 / .02) 100%);border:2px solid rgb(30 63 128 / .1);border-radius:16px;padding:2rem;box-shadow:0 12px 32px rgb(30 63 128 / .12),inset 0 1px 0 rgb(255 255 255 / .8);position:sticky;top:2rem;transform:translateY(0);transition:all 0.3s ease;backdrop-filter:blur(10px)}.ts-panel__title{font-weight:800;display:flex;align-items:center;gap:.75rem;margin-bottom:1.5rem;padding-bottom:1rem;border-bottom:2px solid var(--ts-accent);color:var(--ts-accent-dark);font-size:1.15rem;letter-spacing:-.5px}.ts-panel__title i{color:var(--ts-accent);font-size:1.3rem}.ts-panel__list{list-style:none;margin-bottom:1.5rem}.ts-panel__list li{display:flex;gap:.75rem;margin-bottom:.8rem;color:var(--ts-text-secondary);font-size:.95rem;line-height:1.5;font-weight:500;align-items:center}.ts-panel__list li i{color:var(--ts-accent);font-size:1rem;flex-shrink:0;font-weight:700}.ts-dot{width:6px;height:6px;background:var(--ts-accent);border-radius:50%;margin-top:.6rem;flex-shrink:0}.ts-panel__foot{display:flex;gap:.75rem;padding-top:1rem;border-top:1px solid var(--ts-border-light)}.ts-pill{display:inline-flex;align-items:center;gap:.5rem;padding:.4rem .85rem;background:linear-gradient(135deg,rgb(30 63 128 / .1) 0%,rgb(30 63 128 / .05) 100%);color:var(--ts-accent);border-radius:18px;font-size:.8rem;font-weight:600;border:1px solid rgb(30 63 128 / .15)}.ts-pill i{font-size:.95rem}.ts-section--quote{padding:3rem 0;background:linear-gradient(135deg,rgb(0 102 255 / .05) 0%,rgb(168 85 247 / .05) 100%);text-align:center}.ts-quote-card{max-width:700px;margin:0 auto}.ts-quote-card__icon{font-size:3rem;color:var(--ts-accent);margin-bottom:1.5rem;opacity:.9}.ts-quote-card__text{font-size:1.3rem;font-weight:600;line-height:1.7;margin-bottom:1rem}.ts-quote-card__source{font-size:.95rem;color:var(--ts-text-light);font-style:italic}.ts-section{padding:4rem 0;background:var(--ts-bg)}.ts-section--alt{background:var(--ts-bg-alt)}.ts-center{text-align:center}.ts-mt{margin-top:2rem}.ts-grid{display:grid;gap:2rem;margin-top:2.5rem}.ts-grid--3{grid-template-columns:repeat(auto-fit,minmax(280px,1fr))}.ts-grid--4{grid-template-columns:repeat(auto-fit,minmax(250px,1fr))}@media (max-width:768px){.ts-grid--3,.ts-grid--4{grid-template-columns:1fr}}.ts-card{background:#fff;border:2px solid var(--ts-border);border-radius:14px;padding:2rem;box-shadow:var(--ts-shadow);transition:all 0.3s ease;position:relative;overflow:hidden}.ts-card::before{content:'';position:absolute;top:0;left:-100%;width:100%;height:4px;background:linear-gradient(90deg,transparent,var(--ts-accent),transparent);transition:left 0.6s ease}.ts-card:hover{transform:translateY(-8px);border-color:var(--ts-accent);box-shadow:var(--ts-shadow-hover)}.ts-card:hover::before{left:100%}.ts-card__icon-box{width:56px;height:56px;display:flex;align-items:center;justify-content:center;border-radius:50%;background:#fff0;color:var(--ts-accent);font-size:1.5rem;margin-bottom:1rem;border:1.5px solid #d0d0d0;transition:all 0.3s ease}.ts-card:hover .ts-card__icon-box{background:rgb(30 63 128 / .08);transform:scale(1.15);box-shadow:0 8px 16px rgb(30 63 128 / .15)}.ts-card__number{font-size:2rem;font-weight:800;color:var(--ts-accent-dark);opacity:.8}.ts-card p{color:var(--ts-text-secondary);font-size:.95rem}.ts-trust-box{background:linear-gradient(135deg,rgb(30 63 128 / .08) 0%,rgb(30 63 128 / .04) 100%);border-left:4px solid var(--ts-accent);border-radius:12px;padding:2rem;margin-top:2rem;display:flex;gap:1.5rem;box-shadow:0 4px 16px rgb(30 63 128 / .06)}.ts-trust-box__icon{width:48px;height:48px;background:#fff0;color:var(--ts-accent);border:1.5px solid #d0d0d0;border-radius:50%;display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:all 0.3s ease}.ts-trust-box:hover .ts-trust-box__icon{background:rgb(30 63 128 / .08);transform:scale(1.1)}.ts-trust-box__title{font-weight:700;margin-bottom:.25rem}.ts-trust-box__text{color:var(--ts-text-secondary);font-size:.95rem;margin-bottom:.5rem}.ts-trust-box__label{font-size:.85rem;font-weight:600;color:var(--ts-accent)}.ts-cta-banner{background:linear-gradient(135deg,var(--ts-accent) 0%,var(--ts-accent-light) 50%,#1a5490 100%);color:#fff;padding:4rem 0;text-align:center;box-shadow:var(--ts-shadow-lg)}.ts-cta-banner__title{font-size:2rem;font-weight:800;margin-bottom:.75rem}.ts-cta-banner__subtitle{font-size:1.1rem;margin-bottom:2rem;opacity:.95;max-width:600px;margin-left:auto;margin-right:auto}.ts-btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;padding:.875rem 1.75rem;border:none;border-radius:12px;font-weight:600;cursor:pointer;transition:all 0.25s ease;text-decoration:none;font-size:1rem}.ts-btn:focus{outline:2px solid var(--ts-accent)}.ts-btn--primary{background:linear-gradient(135deg,var(--ts-accent) 0%,var(--ts-accent-light) 100%);color:#fff;box-shadow:var(--ts-shadow);font-weight:700}.ts-btn--primary:hover{transform:translateY(-2px);box-shadow:var(--ts-shadow-hover)}.ts-btn--secondary{background:#fff0;color:var(--ts-accent);border:2px solid var(--ts-accent)}.ts-btn--secondary:hover{background:rgb(0 102 255 / .05)}.ts-cta-row{display:flex;gap:1rem;margin-bottom:1.5rem;flex-wrap:wrap}.ts-cta-banner .ts-btn--primary{background:#fff;color:#06f}.ts-faq{border:2px solid var(--ts-border);border-radius:12px;margin-bottom:1rem;background:#fff;overflow:hidden}.ts-faq summary{padding:1.5rem 2rem;cursor:pointer;font-weight:600;background:var(--ts-bg);transition:all 0.25s;list-style:none;display:flex;justify-content:space-between;align-items:center;user-select:none}.ts-faq summary:hover{color:var(--ts-accent);background:rgb(30 63 128 / .03)}.ts-faq[open] summary{background:#fff;border-bottom:1px solid var(--ts-border-light)}.ts-faq__body{padding:1.5rem 2rem;color:var(--ts-text-secondary);line-height:1.7;font-size:.95rem;background:#fff}.ts-faq-footer{margin-top:2rem;padding-top:2rem;border-top:1px solid var(--ts-border);text-align:center}.ts-section--legal{background:var(--ts-bg)}.ts-legal{color:var(--ts-text-secondary);line-height:1.8}.ts-modal{position:fixed;top:0;left:0;right:0;bottom:0;background:rgb(0 0 0 / .5);display:flex;align-items:center;justify-content:center;padding:2rem;z-index:1000}.ts-modal[aria-hidden="true"]{display:none}.ts-modal__panel{background:#fff;border-radius:18px;max-width:600px;width:100%;max-height:90vh;overflow-y:auto;box-shadow:0 -8px 32px rgb(30 63 128 / .2);animation:zoom-fade 0.3s ease}@keyframes zoom-fade{from{opacity:0;transform:scale(.95)}to{opacity:1;transform:scale(1)}}.ts-modal__head{display:flex;justify-content:space-between;gap:1.5rem;padding:2rem;border-bottom:2px solid var(--ts-border);background:linear-gradient(135deg,var(--ts-bg) 0%,rgb(30 63 128 / .02) 100%)}.ts-modal__title{font-size:1.4rem;font-weight:700}.ts-x{background:#fff0;border:none;font-size:2rem;color:var(--ts-text);cursor:pointer;padding:0;width:40px;height:40px;display:flex;align-items:center;justify-content:center;border-radius:50%;transition:all 0.25s ease}.ts-x:hover{background:rgb(30 63 128 / .08);color:var(--ts-accent)}.ts-modal__meta{font-size:.85rem;color:var(--ts-text-light)}.ts-modal__body{padding:2rem;background:#fff}.ts-modal__foot{padding:1.5rem 2rem;border-top:1px solid var(--ts-border);background:linear-gradient(135deg,rgb(30 63 128 / .03) 0%,transparent 100%);font-size:.85rem;color:var(--ts-text-light)}.ts-muted{color:var(--ts-text-light)}.ts-legal-mini{font-size:.85rem;color:var(--ts-text-light);margin-top:1rem}.ts-scrolltop{position:fixed;right:2rem;bottom:2rem;width:48px;height:48px;background:linear-gradient(135deg,var(--ts-accent) 0%,var(--ts-accent-light) 100%);color:#fff;border:none;border-radius:50%;cursor:pointer;box-shadow:var(--ts-shadow-hover);font-size:1.3rem;font-weight:700;z-index:40;transition:all 0.3s ease;display:flex;align-items:center;justify-content:center}.ts-scrolltop:hover{transform:translateY(-4px);box-shadow:var(--ts-shadow-lg)}.ts-scrolltop[hidden]{display:none!important;visibility:hidden;pointer-events:none}.ts-sticky{position:fixed;top:0;left:0;right:0;background:rgb(255 255 255 / .95);z-index:50;border-bottom:1px solid var(--ts-border);padding:1rem 0}.ts-sticky[hidden]{display:none}.ts-sticky__inner{display:flex;justify-content:space-between;align-items:center;max-width:1200px;margin:0 auto;padding:0 2rem}.ts-sticky__brand{text-decoration:none;font-weight:700;color:var(--ts-text)}.ts-sticky__nav{display:flex;gap:2rem}@media (max-width:768px){.ts-sticky__nav{display:none}}.ts-sticky__link{text-decoration:none;color:var(--ts-text-secondary);font-size:.95rem;transition:color 0.25s}.ts-sticky__link:hover{color:var(--ts-accent)}.ts-btn--sm{padding:.625rem 1.25rem;font-size:.9rem}.ts-reveal{opacity:0}.ts-reveal.is-visible{opacity:1;animation:reveal-fade 0.6s ease}@keyframes reveal-fade{from{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}.ts-skip-link{position:absolute;top:-40px;left:0;background:var(--ts-accent);color:#fff;padding:8px 12px;text-decoration:none;z-index:100}.ts-skip-link:focus{top:0}.ts-step{animation:fade-in 0.3s ease}@keyframes fade-in{from{opacity:0}to{opacity:1}}.ts-modal__actions{display:flex;gap:1rem;margin-top:2rem;flex-wrap:wrap}.ts-note{padding:1.25rem;border-radius:12px;font-size:.95rem;line-height:1.6}.ts-note--warn{background:rgb(30 63 128 / .08);border-left:4px solid var(--ts-accent);color:var(--ts-text)}.ts-lead2{font-size:1rem;color:var(--ts-text-secondary);line-height:1.7;margin-bottom:1.5rem}.ts-progress{width:100%;height:3px;background:var(--ts-border);border-radius:2px;overflow:hidden;margin-bottom:2rem}.ts-progress__bar{height:100%;background:linear-gradient(90deg,var(--ts-accent) 0%,var(--ts-accent-light) 100%);width:0%;transition:width 0.4s ease}.ts-stats{background:linear-gradient(135deg,var(--ts-accent-dark) 0%,var(--ts-accent) 100%);color:#fff;padding:4rem 0}.ts-stats__grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:3rem;text-align:center}.ts-stat{padding:2rem;border-bottom:2px solid rgb(255 255 255 / .2);transition:all 0.3s ease}.ts-stat:hover{transform:translateY(-8px);border-bottom-color:rgb(255 255 255 / .8)}.ts-stat__number{font-size:3rem;font-weight:800;margin-bottom:.5rem;display:block;letter-spacing:-1px}.ts-stat__label{font-size:.95rem;font-weight:600;opacity:.95;line-height:1.5}.ts-benefits{display:grid;gap:2.5rem;margin-top:3rem}.ts-benefit{display:flex;gap:1.5rem;padding:2rem;background:#fff;border:1px solid var(--ts-border-light);border-radius:14px;transition:all 0.3s ease}.ts-benefit:hover{border-color:var(--ts-accent);box-shadow:0 8px 24px rgb(30 63 128 / .12);transform:translateX(8px)}.ts-benefit__icon{width:56px;height:56px;display:flex;align-items:center;justify-content:center;background:linear-gradient(135deg,rgb(30 63 128 / .1) 0%,rgb(30 63 128 / .05) 100%);border-radius:50%;color:var(--ts-accent);font-size:1.5rem;flex-shrink:0;transition:all 0.3s ease}.ts-benefit:hover .ts-benefit__icon{background:linear-gradient(135deg,var(--ts-accent) 0%,var(--ts-accent-light) 100%);color:#fff;transform:scale(1.1)}.ts-benefit__content h3{font-weight:700;margin-bottom:.5rem;color:var(--ts-text)}.ts-benefit__content p{color:var(--ts-text-secondary);font-size:.95rem;line-height:1.6;margin:0}.ts-testimonials{margin-top:3rem}.ts-testimonials__placeholder{background:linear-gradient(135deg,rgb(30 63 128 / .05) 0%,rgb(30 63 128 / .02) 100%);border:2px dashed rgb(30 63 128 / .2);border-radius:14px;min-height:300px;display:flex;align-items:center;justify-content:center}.ts-cta-banner__title{color:#fff!important}html.ts-preload .ts-wrap{opacity:0}html.ts-ready .ts-wrap{opacity:1;transition:opacity .12s ease}.ts-cta-banner{padding-top:40px!important;padding-bottom:40px!important}.ts-cta-banner__inner{margin-top:0!important;padding-top:0!important;transform:translateY(-30px)}.ts-cta-banner{position:relative;background:none!important;overflow:visible!important}.ts-cta-banner::before{content:"";position:absolute;top:0;bottom:0;left:calc(50% - 50vw);right:calc(50% - 50vw);z-index:0;background:linear-gradient(180deg,#2f62b3 0%,#254f95 100%)!important}.ts-scrolltop{display:none!important}.ts-wrap .ts-faq{max-width:760px;margin-left:auto;margin-right:auto}.ts-faq>summary{position:relative!important;padding-right:52px!important;cursor:pointer!important;list-style:none!important}.ts-faq>summary::-webkit-details-marker{display:none!important}.ts-faq>summary::after{content:"▾"!important;position:absolute!important;right:20px!important;top:50%!important;transform:translateY(-50%)!important;font-size:18px!important;color:#1E3F80!important;transition:transform .25s ease!important}.ts-faq[open]>summary::after{transform:translateY(-50%) rotate(180deg)!important}